The state of Florida complies with a No-Fault insurance system meaning your insurance company will repay the costs for your injury claims no matter who’s at fault, up to a specific limit. Since nobody is found to be at fault, you wind up losing a few of your legal rights to sue under a no-fault system. The specifics of this type of system can change for various states, but the overall construct is identical.Florida follows the no-fault system. The specifics for a no-fault system differ by state, but essentially, the way it works is that the auto insurance underwriter will cover costs irrespective of who’s fault the accident was. In this type of auto insurance system, motorists do lose some rights to take legal action, but it helps minimize disputes.